Using Mortgage Buydowns to Lower Monthly Mortgage Payment - Guide for Buyers and Sellers

In this guide for buyers AND sellers, we discuss how mortgage buydowns (like the 3-2-1 buydown and 2-1 buydown) offer a great way for buyers to reduce their monthly payments, while sellers can make more money by paying for a buydown instead of doing a big price reduction. We compare monthly mortgage payments and costs for temporary buydowns to a permanent buydown. Plus we cover 2 other ways that a buyer can reduce their monthly payment to see how those compare to a mortgage buydown.

📌 Special thanks to mortgage broker, Mike Micci, for sharing up-to-the-minute info on the mortgage buydown. You can reach out to him to discuss 👉Mike

Mortgage Buydown Infographic

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This is not meant to be a solicitation of a property currently under contract. This is not meant to be legal or tax advice, please consult with the appropriate professional. We are licensed to sell real estate in California (if you need help elsewhere, we can help find a good broker, let us know), CalRE # 01804983.

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